Teresa Gutierrez: Awash in rules

August 1, 2012 

Awash in rules

In response to your July 26 editorial “Political fever,” now that the Affordable Care Act has been ruled constitutional, residents and employers are wondering what’s next for the Tar Heel State.

Regardless of which political party is in charge, over the next 14 months a tsunami of new regulations from multiple federal agencies will emerge in preparation for a fully functional health insurance exchange beginning in October 2013, impacting employers and individuals beginning in 2014.

North Carolina employers and individuals are increasingly nervous about what to do next. For this reason, seeking the counsel of knowledgeable health insurance professionals is more important than ever. Agents and brokers who are educated members of professional associations are helping guide employers through the intricacies of health care reform and assisting them in developing strategies that are in the best interest of their businesses and their employees.

One thing is certain: Despite the Affordable Care Act’s promise of a health insurance exchange that is as easy to use as Travelocity, considering all the looming reams of underlying regulations, requirements, penalties, fines and taxes, knowledgeable health insurance professionals will continue to be trusted advisers well beyond 2014.

Teresa Gutierrez

President, N.C. Association of Health Underwriters

Raleigh

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