Ready for ACA
Like many other North Carolinians, I am excited to sign up for the new Affordable Care Act. I have almost always been employed without benefits including health care. I worked in the restaurant industry and formed a committee asking for insurance for full-time employees and was denied and given a 401K instead. I have been sick for weeks with no professional medical treatment because of the cost.
On Oct. 1, I can sign up for insurance that includes no co-pay for mammograms and pap smears, no denial for pre-existing conditions, and no pre-existing condition for being a woman. I will have coverage for doctor's visits, ER visits, hospitalization and prescriptions. I will likely qualify for a subsidy making this affordable. The subsidy would be more assured and substantial if North Carolina would accept the federal expansion of Medicaid that is covered by the federal government by 90 to 100 percent.
Why is the North Carolina legislature, our governor, and most of our federal congressional representation set on my not having adequate health care? On Oct. 1, I will sign up for an insurance plan online or on the phone that helps me.