Ann Lenhardt: Joining the uninsured

October 4, 2013 

Joining the uninsured

I received a notice from Blue Cross Blue Shield informing me that my health insurance plan will be eliminated under the Affordable Care Act and that I’ll need to pick a different plan. The notice warned me that my premiums would likely go up. I was not prepared for the 364 percent increase!

Our current plan carries a monthly premium of $235.93 per month with a $10,000 deductible. Blue Cross Blue Shield has eliminated that plan, and now the cheapest plan we can get, which is not eligible for federal subsidies, is $859.42 per month with a $5,500 deductible.

My husband and I are both casualties of the great recession and over 50, and as we couldn’t find employment, we started our own business. We are living off of savings as we build the business. The irony is that we currently earn no money and should be eligible for affordable health insurance. Instead, the plan we can afford has been eliminated, and the only plans available now are completely unaffordable. We’ve carried health insurance our entire lives.

As we don’t qualify for Medicaid or Medicare, it appears that we’ll have to join the pool of the uninsured.

Ann Lenhardt, Pittsboro

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