Jim Herrmann: More going without health insurance

October 18, 2013 

BCBS advised that I was being transitioned to an ACA-compliant medical plan with premiums increasing by 192 percent. Adam Linker’s Oct. 12 Point of View “Behind those BCBS letters” suggested that I shop around, yet the lowest cost plan still yields a 167 percent increase and the risk of losing my doctor. He then stated that I might qualify for assistance as if there is some free lunch available. The reality is that this assistance will come from my taxpaying neighbors.

Finally, he blames Gov. Pat McCrory and the legislature for steeper premiums. This is absurd. The ACA is not a state program. Linker argues that defaulting to the federal government has resulted in less competition, but what did he expect? The ACA was never designed to increase competition. The way to lower cost is to get the government out of the health care business, assure that everyone has a “skin in the game” and offer a broad range of choices.

Finally, Linker fails to mention the option to drop coverage and pay the penalty tax. This would be low risk and far less expensive than a $7,200 premium. Wouldn’t it be ironic if one of the effects of the ACA is that there are more Americans without health insurance?

Jim Herrmann

Cary

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