Money Matters
Money Matters: If a neighbor’s tree falls in your yard, proving negligence may be tough
In many cases, when a tree from a neighbor’s property lands on yours it is your homeowner’s policy that will cover the costs of removal, damage and repairs, not theirs.
Money Matters
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MONEY MATTERS
Money Matters: Tips for calculating when to take IRA distributions
April 1 of the year following the year in which you turn 70½ is the required beginning date for IRAs. This is the very last day you can take your required minimum distribution from your IRA and avoid a penalty.
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MONEY MATTERS
Money Matters: Teaching teens management skills may require planning
A teenagers spoiled attitude toward money may be the result of too many material gifts from a very young age. Here are some tips for dealing with this issue.
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MONEY MATTERS
Seeking clarity on the rules for Social Security spousal benefits
If unsure, ask Social Security representatives for a written statement that taking spousal benefits now will not impact future benefits based on your own earnings.
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MONEY MATTERS
Workers considering in-plan Roth IRA conversion may have other options
In-plan transfers and rollovers are only permitted when the plan contains or is amended to provide a Roth elective deferral feature. A plan cannot simply allow for Roth rollovers or transfers.
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RETIREMENT PLANNING
Consider these 5 tips to help get the most out of your money
Financial adviser Holly Nicholson answers your questions on Social Security, insurance and IRAs.
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MONEY MATTERS
Money Matters: Child life insurance not the best investment for young families
Instead of purchasing child life insurance, focus instead on making sure you have adequate life insurance on yourselves, retirement and education funding in place.
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MONEY MATTERS
IRA owners should be aware of deadline for taking money out
IRA owners must take a required minimum distribution once they reach 70½. The first distribution can be made in the year in which you turn 70½ or by April 1 of the following year.
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MONEY MATTERS
Get all the facts when contemplating a withdrawal from your Roth IRA
The rules can be complicated, especially if you have Roth IRAs consisting of money from both contributions and conversions made in different years and earnings on both.
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MONEY MATTERS
Think twice before borrowing against a retirement plan to pay for college
Unless it’s for a financial emergency, it’s recommended that you not borrow from a qualified retirement plan. Visit with a financial adviser first and determine exactly how funding 100 percent of your child’s education will impact your retirement planning.
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MONEY MATTERS
IRA investing tips for a woman about to be married
If your employer’s plan doesn’t offer a 401(k) match, you may want to contribute to a Roth IRA if you and your spouse’s combined incomes will allow.



