LENDER / LOAN TYPE |
30 Year Fixed |
15 Year Fixed |
|||
Rate |
Points |
Rate |
Points |
||
|
Now: Embrace Home Loans, Inc. 571-8444 |
|||||
| Conv. | 4 ¼ | 0 | 3 ¾ | 0 | |
| FHA/VA | 4 ¼ | 0 | 4 | 0 | |
| Jumbo | 5 ⅜ | 0 | 5 | 0 | |
|
787-6080 Ral., 523-9785 Cary 1-800-300-5474 |
|||||
| Conv. | 4 ¼ | 0 | 3 ¾ | 0 | |
| FHA/VA | |||||
| Jumbo | 5 | 0 | 4 ½ | 0 | |
|
532-7300 532-7302 |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
|
1-910-760-3013 1-800-457-0714 |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
|
789-8300 |
|||||
| Conv. | 4 ¼ | 0 | 3 ¾ | 0 | |
| FHA/VA | 5 ¼ | 0 | 5.01 | 0 | |
| Jumbo | 5 ¼ | 0 | 4 ¾ | 0 | |
|
829-6999 Raleigh |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
|
919-222-1212 C. Hill |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
|
212-1450, 1-888-921-0030 www.capmortcorp.com |
|||||
| Conv. | 4 ⅛ | 0** | 3 ¾ | 0** | |
| FHA/VA | call | ||||
| Jumbo | call | call | |||
|
510-5581 414-8008 |
|||||
| Conv. | 4 ⅛ | 0* | 3 ¾ | 0* | |
| FHA/VA | call | call | |||
| Jumbo | call | call | |||
|
481-1889 1-800-358-9698 |
|||||
| Conv. | 4 | 0 | 3 ¾ | 0 | |
| FHA/VA | call | call | |||
| Jumbo | call | call | |||
|
420-8111, Toll Free1-800-868-4262 www.coastal24.com |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
|
380-0592 or toll free 1-877-380-0592, 740-9203 Weekend |
|||||
| Conv. | Call APR | APR | |||
| FHA/VA | For APR | APR | |||
| Jumbo | Quote APR | APR | |||
|
676-1111 Raleigh, 383-9166 Durham 929-6116 Chapel Hill |
|||||
| Conv. | 5 ⅛ | 0* | 3 ¾ | 0 | |
| FHA/VA | 4 ¼ | 0 | |||
| Jumbo | 5 | 0 | 4 ⅜ | 0 | |
|
881-1632 Ral, 910-692-5854 South.Pines 552-6590 HlySpg., 910-344-0030 Wilmington |
|||||
| Conv. | 4 ¼ | 0 | 3 ¾ | 0 | |
| FHA/VA | 4 ¼ | 0 | 4 | 0 | |
| Jumbo | 5 | 0 | 4 ⅜ | 0 | |
|
870-8107, 232-6735 678-1133 |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
|
1-888-291-0000 |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
|
1-866-217-5000 toll free |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
|
573-6114 971-1992 |
|||||
| Conv. | 4 ¼ | 0 | 3.70 | 0 | |
| FHA/VA | call | call | |||
| Jumbo | call | call | |||
|
1-800-970-8859 www.macmtg.com |
|||||
| Conv. | 4 ¼ | 0 | 3 ¾ | 0 | |
| FHA/VA | 4 ¼ | 0 | 4 | 0 | |
| Jumbo | 4 7/8 | 0 | 4 ½ | 0 | |
|
851-3115 1-800-209-9411(Form: First Horizon) |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
|
881-9639 Raleigh |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
|
601-3059 910-328-1283, 252-288-9060 |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
|
571-6315 Ral, 380-4589 Cry, 932-2777 CHill 562-9411 W.Fst, 683-7589 Dur, 785-5063 C.Green |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
|
929-6654 C.Hill, 1-866-929-6654 www.unisourcemortgageservices.com |
|||||
| Conv. | 4 ¼ | 0 | 3 ¾ | 0 | |
| FHA/VA | |||||
| Jumbo | 4 7/8 | 0 | 4 ⅜ | 0 | |
|
571-3818 & 874-1810 Ral, 678-1800 Cry 419-3550 Dur, 968-1798 Chapel Hill |
|||||
| Conv. | Call | ||||
| FHA/VA | For | ||||
| Jumbo | Quote | ||||
Rates surveyed Wed Jul 14 2010.
- + 1 Year Treasury Bill
- ++3 Year Treasury Bill
- LTV - Loan to Value Ratio
- CAPS - Annual Cap/Life
- Cap margin - Percent added to Index to determine Rate Change
- 0/0=0% origination & points
ATTENTION READERS: Data is obtained from Raleigh offices and is subject to change at any time. 1% origination fee assumed unless otherwise noted. Processing or underwriting fees are not included in data. Please contact lenders for specific loan rate quotes, fees and APR. As this is only a sampling, this data does comply with Reg. "Z". The maximum loan amount (as of 1/1/05) for a conventional fixed rate 30 yr. or 15 yr. loan is $359,650.00. Jumbo loans are over $359,650.00 with varying maximum loan amounts and downpayments. For FHA maximum loan amounts, contact lenders by counties.
Some lender charges differ for refinancing. For more specific information on home refinancing, please call the lenders direct as this survey does not sample for refinance data.
Mortgage Information Services, Inc.
P.O. Box 18239
Raleigh, NC 27619
1-919-781-1705
THE INFORMATION CONTAINED IN THIS SURVEY DOES NOT REPRESENT AN OFFERING TO CONSUMERS, CONTACT LENDERS FOR SPECIFIC QUOTE AND APRs
c 2005 M.I.S., Inc.




