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5 key steps in the mortgage underwriting process

An underwriter is an entity, typically a company, accountable for analyzing and assuming the risk of another entity. Underwriting typically happens behind the scenes but is an important aspect of mortgage approvals. The mortgage underwriting process has five key steps: verification, appraisal, title search and insurance, flood certification, and surveying.

Videos

Tour the most expensive house for sale in NC

This 5,515 square foot home on Bald Head Island, known as "The Whale House", has 5 bedrooms, 5 1/2 bathrooms and commanding views of both the island's South and East beaches can be yours for $11.99 million.
Photos by Emma Traut Video by John Hansen
Tour the most expensive house for sale in NC 1:46

Tour the most expensive house for sale in NC

Downtown Raleigh: Luxury living in upscale townhomes arrives 1:04

Downtown Raleigh: Luxury living in upscale townhomes arrives

Luxury townhomes come to downtown Raleigh 2:12

Luxury townhomes come to downtown Raleigh

Sir Walter under contract to be sold 1:35

Sir Walter under contract to be sold