March 14, 2009 12:00 AM

A key step to avert foreclosures

"Everyone complains about the weather, but nobody does anything about it." If Mark Twain were alive today, he'd probably want to amend his famous saying to something like this: "Everyone complains about the mortgage foreclosure crisis, but nobody in Washington wants to do anything about it -- at least not if they're worried about upsetting lending industry lobbyists."

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