Centsible Saver

Do you have enough tucked away in an emergency fund?

A short story on newsobserver.com about how much -- or rather how little -- many North Carolina families have tucked away for emergencies caught my eye today.

More than one-third of middle-income households in N.C. have less than three months of savings to tap into in case of an emergency or job loss, according to a new study released by the Washington, D.C.-based non-profit Corporation for Enterprise Development. Low-income families fare worse with a majority of them having little or no access to emergency savings.

That’s a whole lot of families who are short of the three to eight months of savings recommended by financial advisers.

I’m working on a story about how to pump up a rainy day fund and would like to hear your thoughts.

How have you managed to boost the savings in your emergency fund? Have you had a healthy emergency fund only to see it depleted? Send me your stories, tips and savings strategies.

The more specific, the better.

Email me at adunn@newsobserver.com