Regarding the Feb. 11 editorial “ The ACA in N.C.”: In my universe, the ACA has been a disaster. The bill adds more cost to previous heath care plans, provides no incentives for competition among insurance companies in North Carolina and does nothing to end the influence of lobbyists on behalf of drug companies and insurance companies.
As an employee of a small company without insurance coverage, I do not qualify for a subsidy. I have been independently insured by BCBS of North Carolina.
In 2012, before ACA, coverage for me (56), my wife (57) and daughter (5) was $656 a month. My premium for the same coverage for the same health conditions is now $1,080 per month, a 65 percent increase. The cheapest comparable ACA plan in North Carolina (Bronze) costs $1,218 a month.
Maybe most of the 500,000 participants in North Carolina cited in the editorial are receiving subsidies, which means that I and many like me are paying a high price for ACA.
We need real reform to the health system, more insurance companies competing in the state, possibly a public option used in many other industrialized countries and more incentives for health savings accounts to promote patient-centered health care system.
Fito Salman, Morrisville