Raleigh designer says she’s broke. Will clients ever get their money back?
AI-generated summary reviewed by our newsroom.
- Raleigh interior designer Alexandra “Zandy” Gammons filed for bankruptcy.
- Gammons allegedly owes more than $1.9 million to dozens of creditors.
- She is also being sued by two clients and a loan company in New York.
After a prominent Raleigh interior designer filed for bankruptcy, some of the dozens of clients she owes money to are questioning if they’ll ever see their money again.
Alexandra Overcash Gammons, the owner of Miretta Interiors, filed for personal and commercial bankruptcy March 11 and March 20, respectively, court records show.
The filings came days after two clients sued Gammons and her business in Wake County Superior Court, alleging she never provided them with over $120,000 in furnishings they had ordered.
One of the plaintiffs, David Falk, is the co-managing director of Drucker + Falk, a national property management company. Falk’s complaint alleges Gammons mismanaged at least $107,000 of the more than $123,000 he paid her for interior design work, only providing four of 59 items he ordered in September 2024.
“I realize this has not worked out like either one of us has hoped, and I’m extremely embarrassed that this is the position I have put you in,” Gammons wrote to Falk in a January 2026 email. “The only thing I can do is try to make you whole so you can move on.”
The other plaintiff, Katherine Tejano of Raleigh, alleged she hired Gammons in April 2023 to buy almost $20,000 in items for her home. As of March of this year, at least six of the items Tejano ordered were never delivered, with Tejano receiving a partial refund check in December 2025 that bounced, according to the complaint.
“After Gammons was notified that Plaintiff’s bank returned the check that Gammons provided, Gammons again promised that she would provide Plaintiff the refund payment during the week ending on January 16, 2026,” the complaint states. “She still has not made the payment.”
At least four other clients faced similar issues with Gammons, according to Tejano’s lawsuit, which alleges “that Gammons accepts new prepaid customer orders and uses the funds from such prepayments either to pay herself or satisfy other business obligations, leaving Miretta Interiors without the means through which it can fulfill the customer order or process a refund if requested.”
Gammons estimated she owes at least $1.9 million to her dozens of creditors, according to her bankruptcy filings, which also state she won’t have enough money to pay back her unsecured creditors once her administrative expenses have been paid.
“Ms. Gammons is devastated that the business has failed,” wrote Bill Janvier, Gammons’ bankrutpcy attorney, in an emailed statement. “Ms. Gammons is eager to cooperate fully with the Bankruptcy Court and the appointed trustees so that assets can be liquidated for the benefit of creditors.”
However, it’s not clear what assets will be available for creditors to benefit from. In a schedule of assets filed last week for her personal bankruptcy, Gammons estimated she has $1.3 million in total assets, almost all of it in her $1.3 million North Ridge Estates home.
The filing states Gammons owns no vehicles, though Wake County tax records show she owes the county over $450 in unpaid property taxes on a 2022 Lexus vehicle registered under her name and her business corporation.
Gammons is requesting that her home be declared exempt from liquidation, according to her bankruptcy paperwork. She jointly owns the house with her husband, John Gammons, who is a vice president and senior financial advisor at Merrill Lynch.
John Gammons brings in over $30,000 a month, though Alexandra Gammons’ filings claim his net income is only about $12,000 a month after their expenses and taxes. The filing also states John Gammons’ income will decrease by $225,000 annually beginning in June “due to end of recruitment incentive from employer.”
All told, Alexandra Gammons’ personal and business schedules of creditors list more than 60 creditors as of Tuesday morning.
One of those creditors, Courtney Driver, told The N&O she started doing business with Gammons, who goes by “Zandy,” in 2022.
“The very first order went missing,” Driver said. “I ordered a dining room table, a rug, chairs — and the table and chairs, [which] came from two different vendors, somehow all went missing.”
Gammons blamed the issue on warehouse delays and poor communication from vendors, according to Driver.
“That went on for about three months until I said, ‘Give me my money back or I’m suing you,’” Driver recalled. “She never once came to me with any communication. I had to ask her daily.”
Driver was ultimately refunded about $30,000 almost a year after her initial order was placed. But her friends, who also worked with Gammons, spoke highly of the interior designer’s talents, so Driver gave her another shot, this time receiving the barstools she’d ordered, she said.
“I mean, it was a while, but I got them,” Driver said. “The communication is still the same, though, just full lack of communication.”
Driver hit her breaking point last fall after ordering shades and a rug for her home on the coast. The rug was delivered, but she never received her $7,500 shades, she said. After her texts and calls to Gammons allegedly went unanswered, Driver texted John Gammons.
“He basically said they’d been on vacation, they didn’t have good service wherever they were in the Caribbean, and that he would tell her I was trying to reach her,” Driver recounted.
Driver said she last heard from Zandy Gammons on Feb. 6, when Gammons allegedly said she’d decide upon returning from vacation if she’d issue Driver a refund or deliver the shades. Driver found out last week about the bankruptcy filings.
“I honestly laughed,” Driver said. “You’re just, at that point, on a list of people. But if they don’t have any money, what can they pay you with?”
Gammons is also being sued in New York by Reboost Capital, a company that provides loans to businesses, court records show. The complaint alleges Gammons signed an agreement to pay $2,000 a week for a $20,000 loan Aug. 27, but ran out of money a month later.
The N.C. Department of Justice received one complaint about Miretta Interiors in 2025, but the complaint was resolved, according to spokesperson Nazneen Ahmed. Consumers can file complaints at www.ncdoj.gov/complaint or by calling 1-877-5-NO-SCAM, she said.
