Insurance agent Aaron Collier Guetterman faces embezzlement charges from state investigators who said he used real people's identifications to create phony life-insurance policies and collect commissions.
Guetterman, 33, of 1304 Haltwhistle St., was charged Monday with one count of embezzling the commissions from Monumental Life Insurance Co. and eight counts of identity theft, all felonies.
He was freed on $10,000 bail.
The state Insurance Department said the policies were written between July 2013 and February 2014.
State investigators said Guetterman got the Social Security numbers of 24 people to use on policies and collected $16,237 in advanced commissions.