North Carolina

As UNC football struggles, what are Bill Belichick’s contract buyout terms?

Key Takeaways
Key Takeaways

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  • UNC records 2–3 start with no Power Four wins and a 38–10 loss to Clemson
  • Belichick contract ties buyout timeline to Dec. 31, 2027, limiting UNC options
  • If Belichick resigns, he owes $1 million in liquidated damages due within 180 days

North Carolina football coach Bill Belichick’s first season has not gone as well as anyone associated with the Tar Heels had hoped.

They’ve started 2-3. They’ve no Power 4 wins and, on Saturday, suffered another disappointing loss, a 38-10 setback to Clemson. The on-field result has yet to live up to UNC’s massive investment in the Belichick-era football program.

But UNC leadership has preached patience. Chancellor Lee Roberts said last month it was too early to judge Belichick after a few games or even a season. He said, “these things take time.”

“We last won the conference championship in 1980,” Roberts said in September, “and so we have significant work to do, significant investment to make to get the program where we want it to be.”

The future under Belichick, especially with increasing talk of a “rebuild,” is uncertain. When taking into account the terms of the 73-year-old head coach’s contract, a buyout seems unlikely.

The important date to remember here is Dec. 31, 2027.

North Carolina coach Bill Belichick enters the field for the Tar Heels’ game against Clemson on Saturday, October 4, 2025 at Kenan Stadium in Chapel Hill, N.C.
North Carolina coach Bill Belichick enters the field for the Tar Heels’ game against Clemson on Saturday, October 4, 2025 at Kenan Stadium in Chapel Hill, N.C. Robert Willett rwillett@newsobserver.com

According to Belichick’s contract, if UNC fires the head coach before then, the school would owe him everything he was set to earn up until that date. Since Belichick signed a five-year contract worth $10 million annually, that guaranteed payment for three years would equal $30 million. And that figure doesn’t account for buyouts for general manager Michael Lombardi and the rest of the coaching staff.

For reference, Clemson’s Dabo Swinney’s buyout is $60 million in 2025 and $57 million in 2026.

North Carolina coach Bill Belichick talks with Clemson coach Dabo Swinney prior to their game on Saturday, October 4, 2025 at Kenan Stadium in Chapel Hill, N.C.
North Carolina coach Bill Belichick talks with Clemson coach Dabo Swinney prior to their game on Saturday, October 4, 2025 at Kenan Stadium in Chapel Hill, N.C. Robert Willett rwillett@newsobserver.com

“A minimum level of patience is required for any level of future success,” UNC Board of Trustees chairman Malcolm Turner said in September. “I appreciate the need and desire for instant gratification, but it takes time to create success. Success rarely comes fast. It rarely comes easily. It’s not a controversial statement to say that about any organization.”

Turner later added: “It’s hard to make any determinations this early in the season, this early in the tenure, frankly, for this coaching staff.”

What does UNC pay Bill Belichick if he leaves?

If Belichick choses to leave on his own, the path forward is much simpler — and significantly less expensive — for North Carolina.

Per Belichick’s contract, if the head coach walks away, he will owe the University “liquidated damages” of $1 million.

“Coach shall pay the liquidated damages amount within 180 days of coach’s termination,” the contract reads.

The Tar Heels don’t have a game this weekend. They return to play Oct. 17 with an ACC game at California.

This story was originally published October 6, 2025 at 1:40 PM.

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Shelby Swanson
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